Cryptocurrency continues to gain attention in global markets, prompting regulatory bodies in Taiwan to actively establish frameworks for virtual asset oversight. These efforts focus on compliance, investor protection, and market stability. In response to the growing digital asset sector, KGI Bank has partnered with Mastercard to launch Taiwan’s first cryptocurrency rewards credit card—the KGI Coin Enjoy Card.
Cardholders can earn "Coin Enjoy Points" through spending and completing specific tasks, with rewards reaching up to 7%. New cardmembers receive an additional 50% bonus when redeeming points for major cryptocurrencies during the promotional period.
What Is the KGI Coin Enjoy Card?
The KGI Coin Enjoy Card is a groundbreaking financial product that bridges everyday spending with cryptocurrency investment. It enables users to accumulate points through purchases, which can then be converted into popular digital assets.
This card is designed not only to meet the demands of existing crypto investors but also to lower the entry barrier for newcomers. By transforming daily expenses into potential investment opportunities, it offers a user-friendly, secure, and transparent way to engage with the crypto market.
How Do the Rewards Work?
Cardholders earn Coin Enjoy Points on various types of transactions:
- 1% point rewards on general domestic purchases.
- 2% on overseas general spending.
- 3% on purchases at designated merchants.
After completing specified tasks, the total reward can reach up to 7%. There are no transaction fees for overseas purchases.
Each Coin Enjoy Point is equivalent to NT$1 in cryptocurrency value. For example, during the first year, new members can redeem 300 points for NT$450 worth of crypto thanks to the 50% bonus.
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Partner Exchanges and Additional Benefits
KGI Bank has collaborated with three major cryptocurrency exchanges:
- BitoPro
- MAX (Modern Wealth)
- BitstreetX (San Chuan Token)
New users who open an account on any of these platforms and fund it—regardless of the amount—receive 5 USDT (Tether) per exchange, totaling up to 15 USDT. Additionally, linking the KGI Karry digital account as the deposit/withdrawal account for these exchanges earns an extra 6 USDT.
Limited Edition Card and Ongoing Promotions
To celebrate the card’s launch, KGI is running a monthly lottery during the promotional period. Each transaction—domestic, international, or installment—grants one entry into a draw for 666 USDT. The more you spend, the higher your chances of winning.
The card itself features a premium design with a unique patented light-guiding technology. When used for contactless payments, the star-chain pattern on the card lights up via LED. Only 5,000 of these limited-edition cards will be issued.
Frequently Asked Questions
What cryptocurrencies can I redeem with Coin Enjoy Points?
You can redeem points for Bitcoin, Ethereum, or USDT (Tether) through the three partner exchanges: BitoPro, MAX, or BitstreetX.
How do I qualify for the 50% bonus redemption?
New cardmembers are eligible for the 50% bonus when redeeming points for cryptocurrency during the first year, provided they meet the promotion’s terms and conditions.
Are there any fees for overseas transactions?
No, the KGI Coin Enjoy Card does not charge additional fees for overseas purchases, making it ideal for international use.
How do I earn the maximum 7% reward?
To earn up to 7%, cardholders must complete designated tasks in addition to making qualifying purchases. Check the latest promotional details for specific requirements.
Is the card available to everyone?
The card is available to applicants who meet KGI Bank’s credit approval criteria. The LED edition is limited to 5,000 cards.
Can I use this card without prior cryptocurrency experience?
Absolutely. The card is designed for both experienced crypto investors and beginners looking to enter the market seamlessly.
The KGI Coin Enjoy Card represents a significant innovation in Taiwan’s financial landscape, combining spending convenience with digital asset investment. Whether you are new to cryptocurrency or an experienced trader, this card offers a structured and rewarding way to participate in the evolving digital economy.